Global Financial Services Health and Life Insurance
Global Financial Services provides the finest quality advice to clients considering health or life insurance in the Detroit, Michigan area. Whether you want to know what whole life insurance is, or you require an indexed universal or whole life quote, our consultants can provide you with a wealth of information to help you select an appropriate plan tailored to your specific investment needs.
The two main categories of life insurance are term and permanent. Global financial services offers both as well as health insurance. Our Detroit, MI area clients find satisfaction in the fact that we offer the best in prices for health and life insurance. We pride ourselves in having the ability to assist our clients in the Detroit area select suitable policy including Whole Life insurance Universal life insurance, Indexed Universal, and Health insurance.
Life Insurance Policy
A life insurance policy is a legal contract describing terms and limitations of insured events, falling into two major categories:
- Protection Policies: Term provides benefit for a specified period of time and event;
- Investment Policies: There are 3 categories of permanent policies: variable, whole, and universal life insurance.
- Whole Life or Ordinary Life insurance policies build up cash values, guaranteed as long as the scheduled premiums are maintained;
- Universal Life or Adjustable Life insurance is permanent and allows you to pay premiums at any time, in virtually any amount. You can reduce the death benefit more easily than under a traditional whole life policy. You also have the option of selecting an indexed universal policy;
- Variable Life Insurance provides death benefits and cash values that vary with the performance of an underlying portfolio of investments. Some policies guarantee benefits cannot fall below a minimum level.
Global Financial Services makes the process of selecting the right life insurance policy easy for our Detroit, Michigan area clients. Simply complete and submit the appropriate request online for a whole life insurance policy quote, an indexed universal insurance quote, or for a health insurance quote. Once completed we'll contact you with immediate quotes from various providers from which to choose the best plan and lowest rate. Our business is to ensure our clients' needs are met and that they have peace of mind when choosing health and life insurance.
Health and Life Insurance Policy Quotes
Global Financial Services' provide dependable counsel with regard to your needs, including variable, indexed universal, and whole life insurance quotes. An indexed universal policy has a varying face value according to a particular index, such as the (CPI). Frequently clients in the Detroit, MI area choose indexed universal life insurance policies. The policyholder has a choice in how the index is applied. Indexed universal policy can be applied manually or automatically.
Our clients select indexed universal life policy for dynamic returns and indexed policy flexibility. Upon requesting an indexed universal quote, a whole life quote, or a health insurance quote, our Detroit area clients are able to confidently make a decision regarding their future security. When making a big decision like selecting whole life insurance, peace of mind can make all the difference.
Acquiring the right variable, universal, whole life, or health insurance policy begins by getting up-to-date information and accurate insurance quotes. Global Financial Services will deliver on all aspects of health and life insurance coverage.